The $2 trillion stimulus deal that was passed unanimously late Wednesday night includes sending every American a check to offset lost income from the coronavirus crisis.
Scammers wasted no time in taking advantage of this news!
Based in Cromwell, the Connecticut BBB is already getting reports on their Scam Tracker about government imposters calling and texting about the checks.
“Watch out for these phony phishing attempts that ask for personal and banking information in order to receive your check,” the BBB warns.
With news that the deal has now passed the Senate, consumers are getting eager to obtain their funds.
How the Scam Works
You receive a message or see a social media post claiming that you qualify for a special COVID-19 government grant. You click the link and are taken to what seems to be an official website asking you to enter your personal information and/or banking details. It’s “necessary” to verify your identity and process your grant.
As always, there are several versions of this con. The BBB Scam Tracker has received reports of people contacted through text message, social media posts and messages, and phone calls.
One variation is a Facebook post telling seniors about a special grant to help pay medical bills. The link leads to a website claiming to be a government agency called the “US Emergency Grants Federation” (phony, of course). The site requests your Social Security number under the guise of needing to verify your eligibility. In other versions, scammers claim that you can get additional money – up to $150K in one case – or even receive your funds immediately. All you need to do is share personal details and pay a small “processing fee.”
No matter what the message, do not click! In addition to taking your money, these sites also can also download malware to your device and use your information for identity theft.
Tips to Spot a COVID-19 Grant Scam:
• Remember, government agencies do not communicate through social media avenues like Facebook. So, be wary of unsolicited messages.
• Do not pay any money for a “free” government grant. If you have to pay money to claim a “free” government grant, it’s not really free. A real government agency will not ask you to pay an advanced processing fee. The only official list of all US federal grant-making agencies is Grants.gov.
• Check for look-alikes. Be sure to do your research and see if a government agency or organization actually exists. Find contact info on your own and call them to be sure the person you’ve heard from is legitimate.
• Avoid clicking links sent via text message. It is extremely unlikely that the government will text you and ask you to follow a link and enter personal information in order to confirm your identity and baking details.
Don’t assume an offer in a social media message is from a real friend. It’s easier for scammers to impersonate real people on social media. Call your friend to verify it was they contacted you (and share this Scam Alert with them if they are spreading false information).
For more information about scams in the wake of coronavirus, see BBB.org/Coronavirus.
If you’ve spotted a scam (whether or not you’ve lost money), report it to BBB.org/ScamTracker. Your report can help others avoid falling victim to scams.